Terms of Service

Last updated: 8 November 2026

These terms apply when you use BudSplit, a free app for sharing expenses with friends. BudSplit is run by Dhanesh S R (“we”, “us”). By creating an account or using BudSplit, you agree to these terms. If you don't agree, please don't use it.

1. What BudSplit does

BudSplit helps a group of people record shared expenses and work out who owes whom. It is a record-keeping tool only. It does not hold, send or receive money, and it is not a bank, payment service, or financial, tax or legal adviser.

2. Your account

• Give your real name and an email address you can use. You need to be at least 13 years old, or the minimum age for using online services where you live if that's higher.
• Keep your password to yourself. You're responsible for what happens under your account.
• Tell us straight away at dhaneshsr@gmail.com if you think someone else has used your account.

3. Groups and what you enter

• Everything you add to a group (expenses, payments, notes, photos) can be seen by its members, and any member can edit or delete expenses. Changes are kept in each expense's history.
• Only enter information you're entitled to share, and only invite people who expect to hear from you.
• You keep ownership of what you enter. You allow us to store it and show it to the members of your groups so the app can work.
• Balances and settle-up suggestions are calculated from what members enter. Check them before you pay anyone. Agreeing on and making payments is between you and the other members.

4. Acceptable use

Don't use BudSplit to break the law, harass or deceive anyone, send spam invitations, upload content you don't have the rights to, or try to get into accounts or data that aren't yours, or disrupt the service.

5. Beta service, availability and changes

BudSplit is a beta service: it is still being built and tested, and is offered free of charge for evaluation. It may contain bugs, calculation errors, security weaknesses or other defects; features may change, stop working or be removed; and data may be lost, corrupted or reset, with or without notice.

The service, and everything in it (including balances, settle-up suggestions, summaries, exports and AI-generated trip plans), is provided “as is” and “as available”, without any warranty or condition of any kind, express or implied, including warranties of accuracy, completeness, reliability, availability, merchantability, fitness for a particular purpose, security and non-infringement, to the fullest extent permitted by applicable law.

You are responsible for checking any figure before you rely on it or pay anyone, and for keeping your own copy of anything important (a group's Trip summary can be downloaded as a CSV file). AI trip plans are generated automatically and may be wrong or out of date; check places, timings, prices and safety yourself before booking or travelling. We may change, suspend or stop the service or any feature at any time; we'll try to give notice in the app or by email before shutting the service down.

6. Ending your use

You can stop using BudSplit at any time and ask us to delete your account. We may suspend or close accounts that break these terms.

7. Limitation of liability and indemnity

You use BudSplit at your own risk. To the fullest extent permitted by applicable law, we will not be liable to you or anyone else for any loss or damage of any kind arising out of or in connection with the service or your use of it, or your inability to use it, whether in contract, tort (including negligence), breach of statutory duty or otherwise. This includes direct, indirect, incidental, special, consequential or punitive losses; loss of money, profits, data or goodwill; money owed, paid, overpaid or lost between members; and losses caused by errors, bugs, downtime, data loss, unauthorised access, a mistake in what was entered, or reliance on balances, suggestions or AI-generated content.

If, despite this, we are found liable, our total liability for all claims relating to the service is limited to ₹1,000 (one thousand Indian rupees).

You agree to indemnify us against claims, losses and costs (including reasonable legal fees) brought by a third party that arise from your misuse of the service, your breach of these terms, or content you enter.

Nothing in these terms excludes or limits any liability, or any of your rights, that cannot be excluded or limited under applicable law.

8. Changes to these terms

We may update these terms. We'll change the date at the top, and for significant changes we'll let you know in the app or by email. Continuing to use BudSplit after that means you accept the new terms.

9. Law

These terms are governed by the laws of India.

10. Contact

Questions? Email dhaneshsr@gmail.com.